Document text
Letter Before Action
[YOUR NAME OR BUSINESS NAME]
[YOUR ADDRESS]
[EMAIL] · [PHONE]
[DEBTOR NAME]
[DEBTOR ADDRESS]
[DATE]
Letter before action — unpaid [INVOICE / DEBT], £[AMOUNT]
Dear [NAME],
I am writing about the money you owe me for [WHAT WAS SUPPLIED], under [AGREEMENT / ORDER / INVOICE NUMBER] dated [DATE].
The debt
Amount due: £[AMOUNT]
Invoice(s): [NUMBERS AND DATES]
Payment was due on: [DATE]
Paid so far: £[AMOUNT PAID]
[INTEREST OR CHARGES, IF ANY, AND HOW THEY ARE CALCULATED]
What I am asking you to do
Please pay £[BALANCE] to [ACCOUNT NAME, SORT CODE, ACCOUNT NUMBER] by [DEADLINE: 30 DAYS FROM THIS LETTER FOR AN INDIVIDUAL, OR 14 DAYS FOR A BUSINESS], or contact me by that date to agree how you will pay.
If you dispute the debt, please tell me why in writing by the same date and send any documents you rely on.
[FOR AN INDIVIDUAL DEBTOR:] I enclose an information sheet, a reply form and a financial statement form, as required by the Pre-Action Protocol for Debt Claims. Please complete and return the reply form. You may wish to get free debt advice, for example from Citizens Advice or MoneyHelper.
If I do not hear from you by the deadline, I may start court proceedings without further notice, and ask the court for interest and costs.
Yours sincerely,
____________________
[YOUR NAME]
Enclosures: [INVOICE COPIES] [FOR AN INDIVIDUAL: INFORMATION SHEET, REPLY FORM, FINANCIAL STATEMENT]
For me: before sending
[ ] Debtor is an individual or sole trader: 30 days and the three enclosures (Debt Protocol)
[ ] Debtor is a company: a reasonable period, usually 14 days
[ ] Amount, invoices and dates match my records
[ ] Proof of posting and a copy kept