OFW and SSS: compulsory coverage, how it works

R.A. 11199, Section 9-B: SSS coverage is compulsory for all sea-based and land-based OFWs who are not over 60 years old. All benefit provisions apply, including retirement, death, disability, funeral, sickness and maternity.

OFW type	Who stands as employer
Sea-based	Manning agencies are agents of their principals and are considered employers
Land-based	Considered in the same manner as self-employed persons, unless a bilateral agreement sets shares

A self-employed member pays both the employer and the employee contributions (Section 19-A rule on self-employed members).

Example

Illustrative example only. Land-based OFW, monthly salary credit ₱20,000, rate 15%: ₱3,000 a month.

⚠️ Tandaan

The rate table in the law runs up to 2025: 15%, salary credit from ₱5,000 to ₱35,000. After your overseas job ends, you may continue on a voluntary basis. Check SSS for the current OFW schedule.

Bago umalis

• ☐ Get your SSS number ready
• ☐ Know if you're sea-based or land-based
• ☐ Ask SSS for the OFW schedule
• ☐ Keep proof of your payments

SSS number and ID checklist, handa na 👇

Basis: R.A. 11199 (Social Security Act of 2018), coverage of OFWs and contribution schedule.