Sukanya quiz: 21 years from when?

Check yourself

Asha opens a Sukanya Samriddhi account for her daughter, who is 6. When does it mature?

A. When the daughter turns 21
B. 21 years after the account was opened

Answer: B. The National Savings Institute page says the account matures on completion of 21 years from the date of opening. Illustrative example only: opened at age 6, so she will be 27.

Three more surprises

• Open it until she attains the age of 10
• One account per girl child
• Deposits run from ₹250 to ₹1.5 lakh in a financial year

⚠️ Note

Deposit qualifies for deduction under Sec. 80C, as per the page. That deduction sits in the old regime. The account can be closed early on her marriage after she turns 18.

Before you open

• ☐ Check your daughter's age
• ☐ Pick a post office or authorised bank
• ☐ Decide a yearly amount
• ☐ Mark the maturity year

Sukanya Samriddhi plan is ready, enter your numbers →

Source: National Savings Institute, Sukanya Samriddhi Account Scheme; incometax.gov.in, AY 2026-27 page.